Life Update Time!!

So for now I am at my parent's house.  They have been gracious enough to let me back in, and in return I only have to move out soon.  Looking for a place to live is hard!  I forgot how hard it is.  It's especially hard because I am still going through credit counselling, so many places will not let me rent form them because I have "BAD CREDIT".  Which isn't completely true, what I have is "BAD DEBT", and credit counselling shows that I am trying to fix it.  But for some reason big corporations don't like to see that I'm trying to fix my debt and so I am not able to get into any of these big apartment buildings here in town.  I'm still trying though, and since I've lost my job I could try going through Niagara Regional Housing, which is a place for people with low income to get cheap houses.  My fiancee doesn't like the idea.  She thinks I don't need it even though I'm only getting $1000 from ODSP again.  I might have been able to do $800 on rent when I had the job, but now I'm sure I can't.  That severely limits the type of place I can afford.  One bedroom apartments and bachelor apartments are around $600 here.  2 bedroom apartments are around $800-$1000 and 3 bedrooms are way out of my price range at over $1200. At NRH I might be able to get a 3 bedroom townhouse for $400.  I've also been considering moving to another city.  I hear Niagara Falls, Thorold and Welland all have lower rent than St. Catharines, heck even Hamilton has lower rent.  What makes St. Catharines rent so high? Niagara College and Brock University.  Landlords here can rent a single room unfurnished for $400 or more, so why rent to a single renter when you can get so much more money for college students?